Independent federal student loan intelligence

Your Servicer Tracks Payments.
We Track Your Future.

Absolv independently verifies every payment toward forgiveness, alerts you to policy changes before your servicer does, and shows exactly what your loans cost — in real money, in real time.

Free plan at launch · No credit card · Unsubscribe anytime

2,400+ borrowers already on the waitlist
2,400+borrowers on waitlist
$0to start — free plan forever
24 hrpolicy alert speed
120payments we help you verify

Your servicer keeps records.
They don't keep watch.

Millions of federal borrowers navigate one of the most consequential financial decisions of their lives with no independent verification — just hope that their servicer got it right.

  • No independent payment verification

    You have no way to confirm your payments actually qualify for PSLF until you apply — and a single disqualified payment discovered at year 9 can cost you everything.

  • Policy changes blindside you

    Federal loan rules shift constantly. Your servicer notifies you in weeks — if at all. By then, the window to act has already closed.

  • The real cost stays invisible

    You make minimum payments without seeing the true long-term cost — in actual dollars, years of your life, and inflation-adjusted purchasing power.

  • Recertification deadlines sneak up

    Missing your IDR recertification can reset your payment count. Servicers don't always remind you in time — and the consequences are severe.

98%
of PSLF applicants were initially denied before 2022 reforms — mostly for technicalities
43M
Americans hold federal student loan debt averaging $37,000+
$1.7T
total federal student loan debt outstanding in the United States
10 yr
of qualifying payments required for PSLF — every single one must count

Clarity, not anxiety.
Control, not guesswork.

Absolv is the independent verification layer your servicer will never build — because it's not in their interest, but it's entirely in yours.

Log your loans, pick your track

Add your federal loans and tell Absolv whether you're pursuing PSLF or paying down standard repayment. Under 2 minutes. No jargon, no confusion.

Absolv independently verifies

Every payment is checked against current qualification rules. Policy changes are monitored and surfaced within 24 hours — not when your servicer gets around to it.

See the real picture, act with confidence

Know exactly when you'll be forgiven or debt-free. Get deadline alerts before they're critical. Make financial decisions with real numbers, not hope.

Built for your specific situation

Two distinct paths. One app. Pick the track that matches where you are — you can switch at any time.

Track A · PSLF

Public Service Loan Forgiveness

For public sector workers 3–10 years into repayment. The stakes are too high to trust your servicer alone.

  • "Will This Payment Count?" Checker — real-time qualification verification
  • Forgiveness Countdown — visual progress tracker toward your 120 qualifying payments
  • Policy Risk Alerts — within 24hrs of federal policy changes Pro
  • IDR Recertification Tracker — color-coded deadline urgency Essential+
  • Weekly Forgiveness Pulse — personalized progress email Essential+
  • Pre-Forgiveness Audit — professional payment review at payment #85
Track B · Standard

Smart Payoff Engine

For private sector borrowers paying down aggressively. Finally understand what your debt actually costs you.

  • Current Path View — your exact payoff date, total interest, real cost Free
  • "What If I Pay More?" Simulator — live slider showing months and interest saved Pro
  • Inflation Cost View — plain-language translation of what waiting costs Pro
  • PSLF Guard — automatic switching cost calculator Pro
  • Weekly Payoff Pulse — email showing progress and what's ahead Essential+

Up and running in minutes

No spreadsheets. No guessing. No waiting for your servicer to figure it out.

Install Absolv on any device

Add to your home screen on iOS or Android, or install as a web app on desktop. It's a Progressive Web App — no app store required, works everywhere, loads instantly.

Sign in with Google & add your loans

One-click Google sign-in — no new password to manage. Enter your federal loan details, select your track, and Absolv starts verification immediately.

Get instant verification & clarity

Your forgiveness countdown begins. Every payment verified. Every deadline tracked. Policy changes surfaced the moment they happen.

Never miss a milestone or deadline again

Recertification reminders. Weekly pulse emails. A professional audit at payment #85. Absolv is the independent watchdog working entirely for you — not your servicer.

Less than a coffee a month
to protect years of payments

Lock in early bird pricing when you join the waitlist. Prices guaranteed at launch for waitlist members.

🐣 Early bird offer: Waitlist members lock in launch pricing — prices won't increase for your first year.
Save up to 42%
Starter
$0/ forever
No credit card, ever

Get the real picture before committing. Free for as long as you need it.

  • 1 loan tracked
  • 1 payment check per month
  • Basic forgiveness countdown
  • Current Path view (Track B)
  • Recertification reminders
  • Weekly pulse emails
  • Policy alerts
Join Waitlist — Free
Pro
$49/ year
Billed annually · $6.99/mo equivalent

The complete picture. For borrowers who can't afford surprises at year 9.

  • Unlimited loans tracked
  • Unlimited payment checks
  • Policy alerts within 24 hours
  • All simulator views + PSLF Guard
  • Inflation cost calculator
  • IDR recertification reminders
  • Priority support
Join Waitlist
⚖️ One-Time Add-On

Pre-Forgiveness Audit

A professional, human review of your complete payment history at payment #85. Catch misqualifications while there's still time to fix them — before you apply and discover a problem you could have prevented.

$49
one-time · available at payment #85+
Reserve your audit spot →

Actual billing starts at launch. Joining the waitlist is free with zero commitment.

Built for borrowers who've
been burned before

Feedback from federal loan borrowers during our beta research period.

2,400+
Borrowers on the waitlist
$41k
Avg. forgiveness tracked per PSLF beta user
24 hr
Policy alert speed vs. servicers' days-to-weeks

"I've been making PSLF payments for 6 years with zero independent verification. Absolv gave me the peace of mind my servicer never could. Knowing payment #72 actually qualifies — that's worth everything."

Jessica R.
Public school teacher · 6 years into PSLF

"When the IDR recalculation news broke, I heard through Absolv within hours. My servicer's email came three weeks later. Three weeks. That gap could have cost me thousands of dollars."

Kevin M.
Federal employee · Payment #54

"The 'What If I Pay More?' slider changed how I think about money. I moved $200/month extra and watched 4 years and $8k in interest disappear in real time. I had no idea until I saw the numbers."

Amy L.
Registered nurse · Standard repayment track

Your data. Your loans. Your future.

We built the tool we wished existed. That means absolute transparency about how we handle your information.

Never sold. Ever.

Your loan data is never sold, shared, or used for advertising. That's not a policy — it's an architecture decision.

Row-Level Security

Your data is encrypted and mathematically isolated. Other users cannot access your loans — period.

Calculations stay local

Core math runs directly in your browser. Zero API calls for calculations means zero unnecessary data transmission.

We're not your servicer

We're independent. Our only incentive is your loan health — not managing paperwork, not minimizing your forgiveness.

Honest answers to real questions

We're in the final stages of development. Join the waitlist at the top of this page — waitlist members get early access before the public launch and have their pricing guaranteed for the first full year.
Yes — the Starter plan is free forever, no credit card required. You can track one loan, run one payment check per month, and see your basic forgiveness countdown. Upgrade to Essential ($3.99/mo) or Pro ($6.99/mo) when you need more.
Track A is for public sector workers pursuing Public Service Loan Forgiveness — the 120-payment program. Track B is for borrowers on standard repayment who want to pay down debt strategically. You pick your track during onboarding and can switch at any time.
Yes. All data is stored with Row-Level Security — your data is mathematically isolated from other users. Core calculations run in your browser, so your sensitive numbers never leave your device unnecessarily. We will never sell, share, or monetize your personal loan data.
No — Absolv is an independent verification layer. You'll still make payments through your servicer (Mohela, Aidvantage, etc.). Absolv independently checks whether those payments qualify and alerts you to policy changes your servicer may not flag.
At payment #85 — when you have 35 payments left — we offer a $49 one-time professional audit of your complete payment history. A real person reviews every payment against current qualification rules and flags any issues while there's still time to correct them before submitting your forgiveness application.
Yes. No lock-in, no cancellation fees. Annual plans retain access until end of billing period. Monthly plans cancel at end of the current month. You can downgrade to the free Starter plan at any time and keep all your data — we'll never delete your history.

Any questions? We'd love to hear from you.

Reach the Absolv team directly

Have questions about how Absolv works, want to share feedback, report a bug, or just curious about the product? Drop us an email — a real person reads and replies to every message.

hello@getabsolv.app
Product questions PSLF eligibility Feature requests Early access Press & media Partnership

Don't face a denial you
could have prevented.

Your servicer isn't watching out for you. Absolv is. Join the waitlist — it's free, takes 10 seconds, and gets you early access at launch.

Free plan forever · No credit card required · Unsubscribe anytime · hello@getabsolv.app